After a solid investigation it turns out that 2 of 5 payments failed when automatically charging, and you paid them off manually. Does this sound right to you?
Following this: little suggestion (not a priority) to both make it more usefull and less confusing.
Maybe make the creditscore transparant with:
- Full credit-report of the payment history (and whether the payment went through or not) that count towards the creditscore (visible only to the player himself).
- Ability to share a copy of the personal credit-report in case a bank asks for it when applying for a loan.
After a solid investigation it turns out that 2 of 5 payments failed when automatically charging, and you paid them off manually. Does this sound right to you?
I admit I didn't realise the payments were automatic initially and so was paying them manually each day. I don't remember if the automatic ones failed first, but thank you for looking into it :)